The Company’s primary goal in collecting user information is to enhance your experience on the Company’s Websites and to provide you with the services and products you have requested from the Company, regardless of whether such services are provided freely or on a paid basis. The Company uses aggregated (data gathered across all user accounts) or anonymous (data which does not identify a particular user) information to develop content targeted to users’ interests and to better the website user experience. The Company is committed to maintaining your privacy and, other than as provided herein or after receiving your specific consent, the Company will not share any personally identifiable information with any third party at any time, unless required by law or in order to perform transactions or deliver services on your behalf as a customer or user of such services, as more fully described below.
When you visit AskStockGPT.com or any website address managed, owned, leased, or otherwise under direct or indirect control by the Company (collectively, the “Company’s Websites”) or inquire about the Company’s services, the Company may collect the following types of information about you:
At certain times, it may be necessary to share some of the information you provide with third parties. The Company does not sell your personally identifiable information to third parties or share such information with such parties unless the information is related to the fulfillment of services you’ve asked the Company to perform, or as is permitted or required by law. The information you provide the Company can only be shared under certain circumstances, including:
Within all of the Company’s Websites and to the Company’s subsidiaries, affiliates and partner organizations
The Company may share information about you, and the services you have purchased from the Company, among the Company’s various companies and subsidiaries, all of whom follow the Company’s privacy policies.
For legal reasons
In some cases the Company may be required to disclose certain information to comply with applicable law, an investigation, or a legal process, such as a court order or subpoena. The Company may also share information about you if the Company believes disclosure is necessary or appropriate to protect the rights, property or safety of the Company, the Company’s customers or others.
In case of a sale of a business
Your information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of a business of the Company.
Additional Information for California Residents — Your California Privacy Rights
Individuals who are residents of California and have provided their personally identifiable information to the Company may request information in accordance with the California Consumer Privacy Act of 2018 regarding the Company’s disclosures, if any, of their personally identifiable information to third parties for direct marketing purposes. Such requests must be submitted to the Company at firstname.lastname@example.org or in writing at:
7940 Ann Arbor St
Dexter, MI 48130
California privacy rights requests must include the reference “Request for California Privacy Information” in the subject line and in the body of the message and must include the email address or mailing address, as applicable, for the Company to send you a response. Please note that your request may be subject to additional verification, including but not limited to, confirming your identity and that you are a California resident. This request may be made no more than once per calendar year. The Company reserves the right to disregard requests submitted other than to the address specified above or more frequently than once per year for the same person, mailing address, or email address.
The Company employ industry-standard physical, electronic, and procedural security safeguards designed to protect the personally identifiable information that you have provided to the Company from loss, misuse, or unauthorized alteration. Whenever the Company prompts you to transmit sensitive information to the Company through the Company’s Websites, such as a credit card number, the Company supports encryption of your data as it is transmitted.
The Company may make chat rooms, forums, message boards, and online and telephone webinars and conference calls available to the Company’s users. Please remember that any information that is disclosed in these areas becomes public information and is not and cannot be protected by the Company. You should exercise caution when deciding what personal information to disclose in any public area(s).
The Company offers its members the ability online to correct or update the information the Company collected during your registration process by utilizing the appropriate links at the bottom of emails the Company sends out.
You may also update any information related to any product or service you have purchased from or through the Company by logging into the website for such service and using the appropriate section of that website.
If, at any time, you wish to cancel your subscription to any of the Company’s free services or opt-out of receiving future mailings or certain types of mailings, please click the “Unsubscribe” link at the bottom of all emails the Company sends out. You may also request removal by emailing: email@example.com
The Company derives a portion of its revenue from advertising and sharing information is essential to keeping the Company’s services affordable to users. In order to attract and retain advertisers, the Company uses the aggregated, anonymous information that the Company gathers (as well as information from third party market researchers) to describe the Company’s services to partners and to assist the Company’s advertisers and sponsors to better understand the Company’s audience. The Company does not disclose personally identifying information about the Company’s users to these parties.
These advertisements may contain information about specific stocks or other investments, but the contents and opinions expressed in these advertisements are not those of the Company. The Company has not independently verified the validity of the claims or statements contained in these advertisements/emails. The Company urges you to always conduct your own research and due diligence and obtain professional advice before making any investment decisions. The Company will not be liable for any loss or damage resulting from or in connection with a reader’s reliance on information obtained in advertisements or corresponding web sites.
Although the Company attempts to accept advertisements from responsible third-party advertisers, the Company makes no representation(s) or guarantee(s) about such third parties. Such third-party advertisers are separate and distinct from the Company and the Company is not responsible or liable for any action or omission by a third-party advertiser if you choose to register with or enter into a transaction with such advertiser.
The Company respects your privacy and will not disclose or distribute the Company’s user list to any third-party, nor will the Company permit anyone else to do so. However, the Company may send messages on behalf of the Company’s third-party advertisers to the Company’s users, registrants and subscribers. It is important to note, however, that these advertisers never see your actual email address. They may be able to use tracking software to reveal your email address if you choose to click a link in the email message.
The Company only transmits your information to a third-party advertiser if you elect to receive a special offer from that advertiser through the Company’s co-registration service (either by selecting or by leaving selected the check box next to the advertiser’s offer). The information the Company transmits in this instance may include, but is not limited to, your name, email address, postal address, phone number, IP address and the date you registered for the third-party offer. The Company may also transmit information about the Company’s visitors and subscribers collected through the registration process as well as through any online surveys the Company may conduct.
The Company is located in the United States. The Company maintains its digital properties and businesses for use in the U.S. If you live outside of the U.S., you understand and agree that we may transfer your personal information to the U.S. The Company’s sites and businesses are subject to U.S. laws, which may not afford the same level of protection as those in your country. By submitting your information, you agree to the processing of it in the U.S. Residents of the EEA have certain data protection rights under General Data Protection Regulation (GDPR). Please contact us at firstname.lastname@example.org if you wish to access, correct, update, or request deletion of your personal information in our database.
Questions or comments regarding this policy should be directed to:
7940 Ann Arbor St
Dexter, MI 48130
The Company reserves the right to modify this policy without notice.
Market Savvy, Inc. dba StockGPT (the “Company”) is a publisher of financial news, opinions and research and is not registered or acting as a securities broker-dealer, investment adviser, or commodity trading advisor. You are responsible for your own investment decisions. All information contained on the Company’s website is made available solely for general information and educational purposes. You should always conduct your own research and due diligence and consult your professional advisers before making any investment decision.
Use of the Company’s website is at your own risk and the information is provided on an “as is” and “as available” basis without warranty of any kind. By using this website, you understand and accept that potential inaccuracies in information may exist and that no errors or omissions may be the basis for any claim, demand or cause for action against the Company or any of its information providers, including independent contributors. The Company relies on various sources of information that it believes to be accurate and reliable; however, the Company makes no claim or representation regarding the accuracy, completeness, timeliness, security, reliability, quality, or availability of any material contained herein. Information on this website is not exhaustive and does not cover all issues, topics, or facts that may be relevant to the purpose(s) for which you access and subscribe to the Services.
All of the information in this website, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this website, and the Company does not undertake any obligation to update such information after it is posted or to remove such information from this website if it is not, or is no longer, accurate or complete.
You agree that you bear responsibility for your own investment research and investment decisions, and that neither the Company nor its independent contributors are liable for any decision made or action taken by you or others based upon your reliance on news, information or any material published by the Company. You agree that the Company’s website is not intended to provide tax, legal, insurance, or investment advice.
You further agree that your use of any of the Company’s websites, products, content or other materials will be only for private use and in compliance with applicable federal and state law for United States citizens and residents, and pursuant to the applicable foreign laws and regulations for non-U.S. citizens or persons domiciled outside the United States. Any commercial use of the website and information contained within the website is strictly prohibited. You further agree that you will not sell, rent, send, or otherwise and in any other manner share any of the Company’s information with individuals or entities in embargoed countries as defined by the United States Treasury, the United States Department of State, or other federal government agencies. You further agree that you are not a person or entity residing in or performing your primary business in any such aforementioned country.
This website may be hyperlinked to other websites which are not maintained by, or related to, the Company. Hyperlinks to such websites are provided as a service to users and are not sponsored by or affiliated with this website or the Company. The Company has not reviewed any or all of such websites and is not responsible for the content of such websites. Hyperlinks are accessed at the user’s own risk, and the Company makes no representation or warranty about the content, completeness or accuracy of any such hyperlink or website(s) hyperlinked to this website. Further, the inclusion of any hyperlink to a third-party website does not necessarily imply endorsement by the Company of such website.
Trademarks, service marks, and logos appearing in this website are the property of the Company or the party that provided the trademarks, service marks, and logos to the Company. The Company and any party that provided trademarks, service marks, and logos to the Company retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this website.
Any passwords used for this website are for individual use only. You will be responsible for the security of your password (if any). The Company will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that the Company considers unsecure, the Company will be entitled to require the password to be changed and/or terminate your account.
The Company cooperates fully with any law enforcement authorities or court order requesting or directing the Company to disclose the identity of any person using this website.
The Company makes no representation that the website or the server hosting the website is free from viruses or other harmful components. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this website for the reconstruction of any lost data. The Company does not assume any responsibility or risk for your use of the Internet.
The Company disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement and fitness for a particular purpose.
In no event will the Company, its subsidiaries, affiliates, service providers, employees, agents, officers or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Company’s Website, any website linked to the Company’s Website, any content on the Company’s Website or linked websites, including direct, indirect, special, incidental, consequential, or punitive damages.
The Company’s Websites, along with all information contained within the Company’s Websites, are the property of the Company and are protected under copyright. Any reproducing, distribution, modification or copying (including, but not limited to, posting such materials to news groups and message boards) of the Company’s materials are prohibited without the prior written consent of the Company; provided, however, that you are permitted to download or print a single copy for yourself for your personal non-commercial use and you may also provide a hypertext link to the Company’s Websites or any article or page within such websites.
The Company reserves the right to republish the material contributed by its readers. By sending an e-mail with feedback, comments, suggestions, or criticism (including, but limited to, feedback received on the feedback page), you expressly grant the Company the right to republish or sell the comments and message you provide as part of its edited compilations. The Company will include attribution to the author for any post or e-mail the Company republishes, however you acknowledge that the Company receives permanent and transferable rights to any such content.
If you are interested in using the Company’s content in a non-personal manner, for example syndication or republishing to your own website, newsletter, or other such publication please contact email@example.com
This section does not apply to one-time purchases of special research reports or any other products that are not subscription services. All sales for the aforementioned products are final without refund.
This section describes the subscription renewal policy and refund policy (collectively, the “Policy”) of Market Savvy, Inc. dba StockGPT (the “Company”) for paid subscription services you purchase from the Company. In the event that such content originates from a third party and is resold by the Company, the Company’s policy will at all times and in all places supersede any other renewal policy and refund policy of any third party whether stated or not.
Your subscription will continue for the period referenced during registration (the “Term”) and renew automatically at the end of the Term (a “Renewal Term”). The Initial Term and any Renewal Term thereafter shall be collectively referred to as the “Term”. The Company will charge or debit your payment method at the beginning of the Term. Unless you cancel your subscription in accordance with this Policy, the then-applicable rate for your subscription will be billed automatically. When the Company renews your subscription, the Company will use the payment method currently associated with your account.
The Company may, in its sole discretion, provide you with advance notification of an impending renewal of your subscription.
Unless purchased and billed as a bundle or group of products, each subscription from the Company will be billed and renewed separately as independent financial transactions, each subject to the then-current terms, pricing and refund policy as outlined when you subscribed for such products.
In connection with recurring billing for subscription renewals, you authorize the Company, its subsidiaries, or third parties contracted by the Company to provide services to you to bill your credit or debit card account number, regardless of whether the other information associated with your subscription has changed, including, but not limited to, the expiration date of the physical card with which you subscribed. The Company may receive updated information about your account from the financial institution issuing your credit or debit card. You agree to pay all fees and charges incurred in connection with your user name, member name and password (including any applicable taxes) at the rates in effect when the charges were incurred. You agree to pay all amounts due upon our demand. In the event the Company has to collect unpaid amounts you owe the Company, you will be liable for all of the Company’s attorneys’ and collection agency fees.
Your subscription will renew automatically at the end of the Term, unless you notify the Company of your decision not to renew your subscription no less than three (3) calendar days prior to the end of the then-current Term by emailing firstname.lastname@example.org or canceling on the customer portal area of the website. These are the only methods of notifying the Company that you do not want to renew your subscription. You may not notify the Company by any other means (such as by sending a request via postal mail or by calling any phone number).
All of the Company’s subscription products come with a refund policy in effect at the time you purchase your subscription.
The standard full refund policy for all products sold at a subscription term of one year or more is a refund of the full amount that you paid for the subscription of such products, regardless of regular list price or any other pricing offered, so long as you request such refund within 60 days of your initial subscription date.
The standard full refund policy for any product sold with a subscription term less than one year but at least one quarter (3 months) is a refund of the full amount that you paid for the subscription of such products, regardless of regular list price or any other pricing offered, so long as you request such refund within 30 days of your initial subscription date.
There are no refunds for products sold with a subscription term of less than one quarter; however, you may cancel the recurring billing of your subscription so you are not billed again. This includes products with monthly subscription terms.
Refunds are made only in the same format in which the subscription was purchased; e.g. if you pay for your subscription with a debit to your credit card, then any refund will be processed in the form of a credit back to the same credit card account you provided.
The Company’s refund policy applies only for the first time that you subscribe to the publication for which you are requesting a refund. Subsequent subscriptions to the same product are non-refundable.
The Company makes every effort to process refunds in a reasonable and timely manner; however, you should know that issuing banks can, in their sole discretion, delay the processing of submitted refunds.
The standard partial refund policy for all products sold with terms other than monthly applies after the full refund period has expired on first time purchases of the Company’s subscription products and applies only to those subscription Terms that are one year or greater in length. Monthly and quarterly subscriptions are non-refundable, unless otherwise noted during the subscription order process. The standard partial refund is calculated based on the number of months remaining in the current Term of your subscription (rounded down to the next full number of months) divided by the subscription rate divided by the number of months in the Term. For example if you started a one year subscription for a product that is $100 a year and you decide to cancel your subscription during the fourth month by requesting a partial refund, your refund will be calculated as (12 – 4)/(100/12) and would be $66.67.
All refunds initiated by the Company, whether full or partial, are paid in U.S. dollars. If you reside outside the United States, your card issuer may convert your refund to your local currency at whatever exchange rates it has in effect at such time. You are advised to consult your card issuer prior to initiating a refund.
Refunds, in whole or part, are not available for purchases of one-time or special reports or for subscription Terms less than one quarter.
Your subscription will be considered canceled and access to your subscription will be denied once your subscription amount has been refunded by the Company, regardless of the actual date you receive any proceeds from the refund.
Market Savvy, Inc. dba StockGPT (the “Company”) is a publisher of financial news, opinions and research and is not a securities broker-dealer or an investment adviser.